About Us

In existence since 1993, Citihomes Finance Company Limited is licensed by the Central Bank of Nigeria (CBN) to carry on Finance Company business under the Revised Guidelines for Finance Companies in Nigeria (“the Revised Guidelines”), published in April 2014 by the CBN pursuant to the CBN Act of 2007 and the banks and other financial institutions act of 2004. The revised guidelines regulate the establishment, operations, and other activities of Finance Companies.

We offer a varying range of finance services to clients across different business ecosystems.  

Our Philosophy

Citihomes philosophy is focused on ensuring the interest of our customers are protected by providing safe investment vehicles.

Methods Adopted For Business Deals

Care for our clients as we would ourselves

At Citihomes, we prioritise respect, transparency, and understanding, providing the guidance clients need to stay steady through life's ups and downs. We do not expect our clients to demand any less.

Empower clients to feel confident about their decisions 

Some clients like to stay involved, while others prefer to leave it all to us. No matter your style, we’re here to ensure your money is working efficiently so you can sleep soundly at night.

Know our clients and their goals

Investing goes beyond numbers; it’s also about emotions and personal values. We take the time to understand your motivations and priorities, asking thoughtful questions to customise your investments and loans to suit your unique goals. We want to be just as excited about your dreams as you are.

Practice time-tested financial approaches

At Citihomes, we follow prudent financial principles to treat your money responsibly. As your needs or financial picture changes, we will work with you to adjust your course of action accordingly.

Our Core Values

Integ​rity

Upholding trust and ethics in all our interactions.    

Teamwork

Collaborating to achieve shared goals with unity and respect.

Diversity

We value diverse insights to shape our strategy and service.

Innovation

Driving progress with creative ideas and modern solutions. 

The Story Behind

Key Focus Areas

Real Estate

Real Estate support with over ₦1bn in outstandings since 2019 

Agriculture

Agricultural value chain has benefited from our funding with up to ₦500m disbursed in 2020. 

Transportation

Over ₦100m has been disbursed to support the transportation sector. 

Consumer Loans

Over 3000 people have benefited from our consumer loans.

Renewable Energy

Many families now have access to renewable energy (solar), with over ₦300m disbursed so far.

Educational Sector

 Cost-effective financing using steady education cash flows through an Asset-Backed Commercial Paper Programme.